Today people are worried, and rightly so. They wonder if starting a home business right now in this crazy economy is a good idea or not. While they are struggling to keep their job, they're wondering if starting a home based business is smart.

But that very fact, the fact that they are feeling like they're struggling to keep their job, is sufficient to prove my fact that right now is an excellent time to start a business from home.

You've probably heard the adage "don't put all your eggs in one basket". Many individuals hear that and they think it applies only to investing, but actually it can mean a lot of things. One thing that it surely applies to is your livelihood.

And in my book, earning your paycheck from only a job, where you are basically putting your livelihood in someone else's hands is a very risky type of putting all your eggs in one basket.

Let's think about what it means to have a job. When you work for somebody else you're giving them particular and fixed amount of your time and a ton of your effort in exchange for a paycheck. That paycheck is a set amount (a wage) usually based upon per hour rate. So they offer to pay you hourly for every hour you put in.

That means that if you do not put in that hour, you're not going to get paid.

It also means that they can pay you that same wage for as long as they like, until you prove without a shadow of a doubt that you are worth more. After which, that hourly wage is only going to go up a certain percentage generally less than 10% a year and these days generally much less.

I know people who haven't gotten raises in 3 or 4 years when the economy started going south. And a company can and will always keep that excuse that the economy does not permit them to give you a raise.

Ok with all of that said, they are also in control of your paycheck as they make the decisions within the company. If they decide to slash costs (of which you are a cost) then they can certainly do that. It is called a lay off. Or if they decide to shut their doors, they may do that too. Or worse, as they make all the decisions, then they have every chance in the world of making a stupid decision that not only affects their profits and well being as a company, but yours also.

Now, most people choose a job simply because they feel like it's a safer paycheck. But after reading the above - is it?

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